Home > Uncategorized > Good jobs, but not for disabled?

Good jobs, but not for disabled?

Good jobs, but not for disabled?
Many companies look for ways to keep “costly” employees out of the labor pool. Phrases like “moral hazard” and “risk management” are seldom heard in everyday conversations about jobs. But they are part of a little-known language that is now being used to impose the latest forms of employment discrimination upon disabled adults, including highly qualified professionals. As employers increasingly try to hold down the costs of health insurance and retirement benefits, they are re-examining these concepts in the search for new methods of reducing expenses by removing disabled personnel from the labor force.
Employers may consider hiring people with disabilities but hesitate because they wonder if those individuals will wind up increasing health insurance costs for their companies. Although it is not lawful in the U.S. and many other countries to not hire an individual on this basis, it is likely that some hiring decisions have unfortunately been made due to this fear. What an employer may fear, specifically, is that a disabled worker, having greater healthcare expenditures, will cause the health insurance provider to raise his company’s premiums to account for the added expense. The employer neither wishes to have the cost of employee benefits rise nor to have to pass on greater employee contributions to the cost just because of one person. This concern decreases the apparent value of the job candidate with a disability, and, as a result, that person is passed over for the job.
I believe it is unethical to fire disable people on the above mentioned grounds. Employers should understand that disable people are not ill people. There is a misconception. Is that people with disabilities get sick or need more health care more often than normal. Disability is not necessarily synonymous with ill health. Many disabilities have no health effects other than that which caused the disability. A deaf person is just as likely to be in the peak of health as a hearing person. Someone who uses a wheelchair may have no other health care concerns than whatever caused the paralysis or other condition that necessitated the wheelchair. That cause may very likely have no ongoing repercussions or need further treatment.

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